There are all sorts of reasons as to why a conventional family budget might not stretch as far as it used to. Chief of all, of course, is inflation, which affects us all over time and causes our spending power to lower. The reasons you may feel a little squeezed are as numerous as the ways to resolve this situation. And don’t worry, there are ways to make it through. In this post, we’ll highlight a few places to start, so you don’t feel completely isolated and unable to progress, despite how tough it can be to raise a family well.
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Families need stability to provide a solid foundation for their children. Children can focus on their education and other activities when they know what to expect from home life. Stability allows children to feel safe and loved, which helps them grow into emotionally healthy adults. Here are a few every parent should prioritize.
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Debt and finances are two of the most crucial things you should keep an eye out for. More than 30% of the overall American population have credit card debt, and most of them could have avoided this by simply living below their means. Another 30% have auto loans and 15% struggle with student debt. So, if you're in your 30s and struggling to make ends meet, here are five creative ways to take care of your finances
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Whether your parents saved for retirement or are going at it without a defined plan in place, you probably want to support them however you can in their retirement journey. While you can't do it all for them, helping them define their needs, offering guidance and providing reliable input along the way can do a lot to ease the tension of a life change.While it may not be easy, showing up and helping your parents is a rewarding endeavor. Your mental health, personal commitments and plans for your own future shouldn't be sacrificed. Really, it's all about balance.
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It’s natural for anyone to get out of debt as fast as possible. This is especially true when it comes to owning a home, but what does it mean to clear your mortgage early? According to the Mortgage Bankers Association, the average amount taken out by Americans to buy homes stand at $301,200. Buying a home is still considered a number one priority, in fact, this is one of the factors pushing many mortgage holders to clear them as soon as possible, but at what cost
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There’s no doubt that the cost of attending college can be extremely expensive. The financial figures involved in obtaining a degree are huge, at a time when having a degree is considered to be more important than ever. If you have been thinking of the same idea, you may have found yourself wondering some of the common questions parents have about college funds. To provide a little clarity, below, we’ve answered these questions, so you can make an informed decision on the topic.