Planning for your baby’s arrival affects every area of your life and usually involves making some kind of change or adjustment. One of the most important areas is your finances and finding ways to make your money work well for you and your little one. Despite being tiny, babies require lots of additional goods that you’re unlikely to have in your home - nappies, milk, a car seat to name but a new - so its vital that you do some budgeting in advance. Let’s take a look at the three fundamentals you should cover.

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