It can be challenging to plan a gift for everyone you know when the holidays arrive or a friend's birthday comes up. You might automatically go into overdrive to the best present for them. Unfortunately, there will be limits to your efforts. Your financial status might force you to seek cheap items, even pursuing a collective package to send as a generic gift for your friends and loved ones. Your finances will always be an indicator of how you provide presents for friends. There is a reason why a savings account specifically for gifts is often part of people's emergency fund strategy. Here are a few things you need to know when purchasing expensive brands for someone else

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