Saving For Rainy Day Craft Store Visits

 

They say it never rains but it pours. This is never more true than family weekends days when the rain actually turns into a downpour. Days out are scrapped. Time in the fresh air is scrapped. The prospect of fun is all but thrown onto the scrap heap … what you need is indoor crafts and a trip to the craft store to get everything you need.

Not every family can easily afford the costs of a trip to the craft store (when the cashier starts to ring through all of your items at the cash register, you may be shocked at how much a small basket of crafty goods can cost!). Where families are in debt, money can be tight and you may find that you need to address those issues - find out more via the link. But for the most part, you only need to be able to squirrel away a reasonable amount to cover those emergency rainy day activities. And you should only really need to think about these things over winter. Let’s get into it….

 

Switch your grocery list

We all love to buy our favourite brands in the supermarket. We like those brands. We know those brands inside out. We get what we pay for and everybody is happy. However, when you need to save a little cash, switching to different less expensive brands can see you shave off a significant weekly amount of expenditure from your grocery shopping.  

Switch to poached lunches and don’t drink high-street coffee

For many of us, the evening is a much valued respite between shifts at work. That means we don’t want to do chores during that time, and most of us decline to prepare our lunches for the next day in the office. However, lunches and coffees bought in our midday break from the desk add up. If you really think about it, you’re probably spending way over the odds on just keeping yourself lightly fed until you get home for your evening meal.

Also, where possible, buy non-perishable items in bulk. Think things like pasta and toiletries. This will save money over weeks-and-months timescale - every little adds up!

 

Stop using your card and only use cash

This is as much a psychological trick as it is a very real everyday help in cutting back on expenditure. Your bank cards are not real money. It’s a piece of plastic that means nothing to you. By taking cash out of the ATM and handling the actual bank notes, you will be less inclined to make knee-jerk purchases. Also, by limiting yourself to only spending cash, you’ll sooner or later end up with a pocket full of loose change, which can all go towards your rainy day fund as a little added bonus.

 

Last tip - leave items in your online basket for 2 days

This is a common trick that really works. By leaving items in your online shopping basket for 48 hours before you decide to commit, you’ll know whether or not you really want to purchase the item or whether it was an impulse buy.