A high credit score can be a ticket to low-cost interest and new loans. But if it is low, it can affect your entire family. These situations can be tricky to deal with. Obviously, you want to increase your credit score, but you don’t always know which step to take next. That’s where this guide can help. It looks at what you should do when your bank tells you that you have a low credit score. Sometimes, you need to take concrete actions; other times, you need to wait, and in rarer cases, you may want to challenge the score and point out where it is wrong.

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