During the holiday season many big department stores and retailers like Walmart, Sears, Burlington Coat factory and Kmart did doing everything to get you to enter layaway plan deals (more on those later) so you could secure those holiday gifts for just a fraction of the cost as an advance deposit. But now the holidays have arrived, those layaway deals have to be paid for, and for most of us, there is a sudden need for the cash to pay for those deals, let alone to make the holidays super special. So let’s have a look at exactly what you should do if you are tempted or have entered a layaway plan, and what you can do to raise the cash to pay for your holiday spending